{"id":1330,"date":"2017-07-07T12:10:25","date_gmt":"2017-07-07T12:10:25","guid":{"rendered":"https:\/\/www.mblaw.org\/?p=1330"},"modified":"2024-11-18T12:10:38","modified_gmt":"2024-11-18T12:10:38","slug":"impacto-cuando-los-empresarios-de-texas-optan-por-no-acogerse-a-la-compensacion-de-los-trabajadores","status":"publish","type":"post","link":"https:\/\/www.mblaw.org\/es\/blog\/impacto-cuando-los-empresarios-de-texas-optan-por-no-acogerse-a-la-compensacion-de-los-trabajadores\/","title":{"rendered":"Repercusiones de la exclusi\u00f3n de los empresarios Texas del seguro de accidentes laborales"},"content":{"rendered":"<p>Los empresarios de Texas que deciden no participar en el sistema estatal de indemnizaci\u00f3n por accidentes de trabajo suelen denominarse no suscriptores. Aunque los empleados lesionados de las empresas no suscritas no pueden presentar reclamaciones ante la Divisi\u00f3n de Indemnizaci\u00f3n por Accidentes de Trabajo de Texas, estos empleados siguen gozando de ciertas garant\u00edas legales en virtud de la ley Texas, siempre y cuando no hayan renunciado a esas protecciones en un acuerdo de empleo.<\/p>\n<p>En 2012, el Departamento de Seguros de Texas, que es la agencia autorizada por la ley de Texas para regular la Divisi\u00f3n de Compensaci\u00f3n de Trabajadores del estado, inform\u00f3 de que <a href=\"https:\/\/mblaw.org\/wp-content\/uploads\/2024\/11\/Biennial2012revised.pdf\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"external\">El 33% de los empresarios no est\u00e1n abonados<\/a> de compensaci\u00f3n a los trabajadores. En ese mismo estudio, el TDI descubri\u00f3 que alrededor de 1,7 millones de tejanos trabajaban para empresas no suscritas. Esto equivale aproximadamente al 19% de los empleados en Texas.<\/p>\n<p>Si un empleado de una empresa no suscriptora sufre lesiones en el curso y \u00e1mbito de su empleo, la ley Texas ofrece ciertas protecciones al empleado m\u00e1s all\u00e1 de las disponibles en virtud de los principios del derecho com\u00fan. La acci\u00f3n entablada por un empleado contra una empresa no suscriptora para resarcirse de las lesiones sufridas en el lugar de trabajo es esencialmente una acci\u00f3n por negligencia. Sin embargo, en el Texas, los no abonados no pueden hacer valer ciertas defensas que normalmente estar\u00edan a su disposici\u00f3n porque han optado por no proporcionar cobertura de compensaci\u00f3n a los trabajadores.<\/p>\n<p>Seg\u00fan informa el Star-Telegram, <a href=\"http:\/\/www.star-telegram.com\/news\/state\/texas\/article3863494.html\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"external\">entre los no abonados a Texas figuran grandes empresas<\/a>como Wal-Mart, Costco, Home Depot, Lowe's y AutoZone. Aunque los empresarios de Texas no est\u00e1n obligados por ley a suscribir el sistema de compensaci\u00f3n de los trabajadores, aproximadamente dos tercios de los no suscriptores ofrecen cobertura de seguro ocupacional. Esto significa que m\u00e1s de un mill\u00f3n de tejanos siguen cubiertos por el seguro de su empresa.<\/p>","protected":false},"excerpt":{"rendered":"<p>A Texas employer that decides to opt out of the state\u2019s workers\u2019 compensation system is commonly referred to as nonsubscriber. Although injured employees of nonsubscribers cannot file claims with the Texas Division of Workers\u2019 Compensation, those employees are still afforded certain statutory safeguards under Texas law, so long as they have not waived those protections &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.mblaw.org\/es\/blog\/impacto-cuando-los-empresarios-de-texas-optan-por-no-acogerse-a-la-compensacion-de-los-trabajadores\/\" class=\"more-link\">Seguir leyendo<span class=\"screen-reader-text\"> &#8220;Impact when Texas employers opt out of workers\u2019 comp&#8221;<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-1330","post","type-post","status-publish","format-standard","hentry","category-workplace-injuries","entry"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"A Texas employer that decides to opt out of the state\u2019s workers\u2019 compensation system is commonly referred to as nonsubscriber. 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Although injured employees of nonsubscribers cannot file claims with the Texas Division of Workers\u2019 Compensation, those employees are still afforded certain statutory safeguards under Texas law, so long as they have not waived those protections","canonical_url":"https:\/\/www.mblaw.org\/es\/blog\/impacto-cuando-los-empresarios-de-texas-optan-por-no-acogerse-a-la-compensacion-de-los-trabajadores\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"google-site-verification":"hygRYwSWQMwlQuW3Hm341TYLURl8ECFvGBNfg6_jXQ4","miscellaneous":""},"schema":null,"og:locale":"es_MX","og:site_name":"The Law Offices of Miller &amp; Bicklein, P.C -","og:type":"article","og:title":"Impact when Texas employers opt out of workers\u2019 comp - The Law Offices of Miller &amp; Bicklein, P.C","og:description":"A Texas employer that decides to opt out of the state\u2019s workers\u2019 compensation system is commonly referred to as nonsubscriber. Although injured employees of nonsubscribers cannot file claims with the Texas Division of Workers\u2019 Compensation, those employees are still afforded certain statutory safeguards under Texas law, so long as they have not waived those protections","og:url":"https:\/\/www.mblaw.org\/es\/blog\/impacto-cuando-los-empresarios-de-texas-optan-por-no-acogerse-a-la-compensacion-de-los-trabajadores\/","og:image":"https:\/\/www.mblaw.org\/wp-content\/uploads\/2025\/09\/Workers-Comp.webp","og:image:secure_url":"https:\/\/www.mblaw.org\/wp-content\/uploads\/2025\/09\/Workers-Comp.webp","og:image:width":1280,"og:image:height":720,"article:published_time":"2017-07-07T12:10:25+00:00","article:modified_time":"2024-11-18T12:10:38+00:00","article:publisher":"https:\/\/www.facebook.com\/MillerBicklein\/","twitter:card":"summary_large_image","twitter:site":"@MillerBicklein","twitter:title":"Impact when Texas employers opt out of workers\u2019 comp - The Law Offices of Miller &amp; Bicklein, P.C","twitter:description":"A Texas employer that decides to opt out of the state\u2019s workers\u2019 compensation system is commonly referred to as nonsubscriber. Although injured employees of nonsubscribers cannot file claims with the Texas Division of Workers\u2019 Compensation, those employees are still afforded certain statutory safeguards under Texas law, so long as they have not waived those protections","twitter:creator":"@MillerBicklein","twitter:image":"https:\/\/www.mblaw.org\/wp-content\/uploads\/2025\/09\/Workers-Comp.webp"},"aioseo_meta_data":{"post_id":"1330","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"seo_analyzer_scan_date":"2026-02-25 05:01:13","breadcrumb_settings":null,"limit_modified_date":false,"open_ai":null,"ai":null,"created":"2026-02-20 01:12:09","updated":"2026-02-25 05:01:13"},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/www.mblaw.org\/es\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/www.mblaw.org\/es\/blog\/categoria\/lesiones-laborales\/\" title=\"Workplace Injuries\">Workplace Injuries<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\tImpact when Texas employers opt out of workers\u2019 comp\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.mblaw.org\/es"},{"label":"Workplace Injuries","link":"https:\/\/www.mblaw.org\/es\/blog\/categoria\/lesiones-laborales\/"},{"label":"Impact when Texas employers opt out of workers\u2019 comp","link":"https:\/\/www.mblaw.org\/es\/blog\/impacto-cuando-los-empresarios-de-texas-optan-por-no-acogerse-a-la-compensacion-de-los-trabajadores\/"}],"_links":{"self":[{"href":"https:\/\/www.mblaw.org\/es\/wp-json\/wp\/v2\/posts\/1330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mblaw.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mblaw.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mblaw.org\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mblaw.org\/es\/wp-json\/wp\/v2\/comments?post=1330"}],"version-history":[{"count":2,"href":"https:\/\/www.mblaw.org\/es\/wp-json\/wp\/v2\/posts\/1330\/revisions"}],"predecessor-version":[{"id":1334,"href":"https:\/\/www.mblaw.org\/es\/wp-json\/wp\/v2\/posts\/1330\/revisions\/1334"}],"wp:attachment":[{"href":"https:\/\/www.mblaw.org\/es\/wp-json\/wp\/v2\/media?parent=1330"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mblaw.org\/es\/wp-json\/wp\/v2\/categories?post=1330"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mblaw.org\/es\/wp-json\/wp\/v2\/tags?post=1330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}