{"id":655,"date":"2023-09-29T06:59:18","date_gmt":"2023-09-29T06:59:18","guid":{"rendered":"https:\/\/www.mblaw.org\/?p=655"},"modified":"2025-08-04T10:53:54","modified_gmt":"2025-08-04T10:53:54","slug":"que-es-un-texas-no-suscriptor-de-compensacion-a-los-trabajadores","status":"publish","type":"post","link":"https:\/\/www.mblaw.org\/es\/blog\/que-es-un-texas-no-suscriptor-de-compensacion-a-los-trabajadores\/","title":{"rendered":"\u00bfQu\u00e9 es un Texas \"no abonado\" a la indemnizaci\u00f3n por accidente de trabajo?"},"content":{"rendered":"<p>En la mayor\u00eda de los estados, la cobertura de accidentes laborales es obligatoria para la mayor\u00eda de las empresas, pero no as\u00ed en Texas. Los empresarios pueden ser \"suscriptores\" o \"no suscriptores\" del sistema.<\/p>\n<p>Aunque la informaci\u00f3n reciente dice que <a href=\"https:\/\/www.businessinsurance.com\/article\/20230407\/NEWS08\/912356671\/Increasing-number-of-workers-in-Texas-are-covered-by-comp-\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"external\">83% de Texas trabajadores est\u00e1n cubiertos<\/a> En el marco de la compensaci\u00f3n de los trabajadores, muchas empresas de \"grandes superficies\" no est\u00e1n suscritas. Eso significa que los trabajadores lesionados no pueden confiar en el sistema habitual de compensaci\u00f3n a los trabajadores para que les proporcione atenci\u00f3n m\u00e9dica y salarios de sustituci\u00f3n. En su lugar, tienen que recurrir a <a href=\"https:\/\/www.tdi.texas.gov\/wc\/employer\/cb007.html\" target=\"_blank\" rel=\"noopener noreferrer\" data-wpel-link=\"external\">un sistema alternativo<\/a> de beneficios.<\/p>\n<h2>\u00bfQu\u00e9 significa esto para usted, si se ha lesionado?<\/h2>\n<p><a href=\"https:\/\/www.mblaw.org\/es\/san-antonio-abogado-de-lesiones-no-abonado\/\">No abonados<\/a> asumen la responsabilidad de proporcionar a sus empleados prestaciones alternativas en caso de accidente laboral. Estas prestaciones se recogen en el plan de prestaciones patrocinado por la empresa y pueden variar significativamente de una empresa a otra. Algunos elementos comunes de los planes de prestaciones no suscritos incluyen cobertura m\u00e9dica, sustituci\u00f3n salarial y servicios de rehabilitaci\u00f3n.<\/p>\n<p>La principal diferencia entre las reclamaciones tradicionales de indemnizaci\u00f3n por accidentes de trabajo y las no suscritas radica en c\u00f3mo se resuelven los litigios por lesiones laborales, incluidas las cuestiones relativas a la legitimidad de una reclamaci\u00f3n o a la gravedad de las lesiones o incapacidades permanentes de un trabajador lesionado. En el caso de la indemnizaci\u00f3n por accidente laboral, los litigios suelen resolverse mediante un sistema administrado por el Estado y un proceso formal y estructurado. En este \u00faltimo, suelen resolverse mediante negociaciones, mediaci\u00f3n o litigio.<\/p>\n<p>Tambi\u00e9n es importante tener en cuenta que los empleados lesionados cubiertos por la compensaci\u00f3n de los trabajadores suelen tener ese recurso como \u00fanico recurso (con algunas excepciones), mientras que los empleados de empresas no suscritas pueden demandar.<\/p>\n<p>Dado que el empleador es directamente responsable de la asignaci\u00f3n de los beneficios que recibe un trabajador lesionado, que puede poner al trabajador en desventaja - especialmente si el empleador da prioridad a su l\u00ednea de fondo sobre el cuidado de los empleados. Como trabajador lesionado, aseg\u00farese de que:<\/p>\n<ul>\n<li>Conoce perfectamente los derechos que le reconoce el sistema de su empresa. Consulta el manual del empleado o cualquier otra documentaci\u00f3n que recibas sobre los planes de prestaciones para trabajadores accidentados y aseg\u00farate de leerla detenidamente.<\/li>\n<li>Documenta cuidadosamente tus lesiones. Informa de tu lesi\u00f3n o enfermedad a tu supervisor o empleado lo antes posible y lleva un registro minucioso de todos los tratamientos que recibas.<\/li>\n<\/ul>\n<p>Por \u00faltimo, puede ser prudente plantearse buscar asistencia jur\u00eddica, sobre todo si cree que su empresario no le trata con justicia o que las prestaciones que recibe son inadecuadas.<\/p>","protected":false},"excerpt":{"rendered":"<p>In most states, workers\u2019 compensation coverage is mandatory for most employers \u2013 but not so in Texas. Employers can either be \u201csubscribers\u201d or \u201cnon-subscribers\u201d to the system. Even though recent information says that 83% of Texas workers are covered under workers\u2019 comp, many \u201cbig box\u201d company stores are non-subscribers. That means that injured workers can\u2019t &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.mblaw.org\/es\/blog\/que-es-un-texas-no-suscriptor-de-compensacion-a-los-trabajadores\/\" class=\"more-link\">Seguir leyendo<span class=\"screen-reader-text\"> &#8220;What is a Texas \u201cnon-subscriber\u201d for workers\u2019 comp?&#8221;<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-655","post","type-post","status-publish","format-standard","hentry","category-workers-compensation","entry"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"In most states, workers\u2019 compensation coverage is mandatory for most employers \u2013 but not so in Texas. 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Employers can either be \u201csubscribers\u201d or \u201cnon-subscribers\u201d to the system. Even though recent information says that 83% of Texas workers are covered under workers\u2019 comp, many \u201cbig box\u201d company stores are non-subscribers. That means that injured workers can\u2019t\" \/>\n\t\t<meta name=\"twitter:creator\" content=\"@MillerBicklein\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/www.mblaw.org\/wp-content\/uploads\/2025\/09\/Workers-Comp.webp\" \/>\n\t\t<!-- All in One SEO Pro -->\r\n\t\t<title>What is a Texas \u201cnon-subscriber\u201d for workers\u2019 comp? - The Law Offices of Miller &amp; Bicklein, P.C<\/title>\n\n","aioseo_head_json":{"title":"What is a Texas \u201cnon-subscriber\u201d for workers\u2019 comp? - The Law Offices of Miller & Bicklein, P.C","description":"En la mayor\u00eda de los estados, la cobertura de accidentes laborales es obligatoria para la mayor\u00eda de las empresas, pero no as\u00ed en Texas. Los empresarios pueden ser \"suscriptores\" o \"no suscriptores\" del sistema. Aunque la informaci\u00f3n m\u00e1s reciente dice que 83% de los trabajadores de Texas est\u00e1n cubiertos por la indemnizaci\u00f3n por accidente laboral, muchas empresas de \"grandes superficies\" no est\u00e1n suscritas. Eso significa que los trabajadores lesionados no pueden","canonical_url":"https:\/\/www.mblaw.org\/es\/blog\/que-es-un-texas-no-suscriptor-de-compensacion-a-los-trabajadores\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"google-site-verification":"hygRYwSWQMwlQuW3Hm341TYLURl8ECFvGBNfg6_jXQ4","miscellaneous":""},"schema":null,"og:locale":"es_MX","og:site_name":"The Law Offices of Miller &amp; Bicklein, P.C -","og:type":"article","og:title":"What is a Texas \u201cnon-subscriber\u201d for workers\u2019 comp? - The Law Offices of Miller &amp; Bicklein, P.C","og:description":"In most states, workers\u2019 compensation coverage is mandatory for most employers \u2013 but not so in Texas. Employers can either be \u201csubscribers\u201d or \u201cnon-subscribers\u201d to the system. Even though recent information says that 83% of Texas workers are covered under workers\u2019 comp, many \u201cbig box\u201d company stores are non-subscribers. 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