Understanding workers' compensation coverage is important since you never know when a workplace accident may occur. If you work in a dangerous job, such as in the Texas oil and gas industry, you are likely prepared every day for the potential that you may suffer an injury at work. However, what about the time it takes you to travel to and from work?
Accidents at work can have very serious consequences, especially when the spinal cord is damaged. You may experience life-long complications because of your injuries, including chronic pain and impairment. The Mayo Clinic offers the following information on injuries to the spinal cord and their effects.
For many employers in Texas, the task of protecting their employees is of primary importance. Many companies can agree that their workers are one of their top assets in facilitating the success and longevity of their ability to compete with other organizations. However, there are times when workplace risks and hazards can be overlooked or compromised by certain factors, and the results could end up endangering the safety of the workers.
According to the workers' compensation laws of Texas, workers who become injured on the job and meet requirements deserve compensation in the form of wage loss and medical benefits. However, the process of obtaining benefits is more complicated than the straightforwardness of the law would suggest.
One of the main benefits that people derive from their jobs in San Antonio is the security that their employers provide. Part of that security is knowing (or at least assuming) that if you were to be injured on the job, workers' compensation coverage would help pay for your expenses. Imagine, then, how unsecure you might feel if you were told by your boss that your company did not offer such coverage.
You likely go to work every day in San Antonio confident that if you were to be injured in an accident while on the job, your employer would take of you (after all, that is what workers' compensation insurance is for, right). Getting the news, then, that your employer does not carry such coverage can be quite jarring. Like most, you probably assumed that all companies are required to carry workers' compensation for their employees. Many states do indeed make such coverage mandatory; is Texas one of them?
In the aftermath of hurricanes Harvey and Irma, Texas has certainly seen a spike in demand for construction work to make repairs to countless damaged homes. This demand can make tasks incredibly time-sensitive, sending many contractors and workers in the profession into a whirlwind of stress. Along with exhaustion and overwork, this situation can make for a dangerous mix while on the job.
In the wake of hurricanes Harvey and Irma, countless Texans are in need of new homes -- but the task, of course, is easier said than done. For various reasons, including the high demand for contractors, there is now a massive shortage for construction workers in the industry.
Workplace injuries could leave employees sitting at home wondering if they will ever be able to rejoin the Texas company where they have spent their career thus far. Losing the ability to do that job can be devastating, and the isolation during recovery may be depressing.
After an on-the-job injury in Texas, our team at The Law Offices of Miller & Bicklein, P.C., understands the strain that dealing with the workers' compensation system may cause for someone who is hurting. Your situation may become even more difficult if your employer or its WC insurance company denies your claim. You do have options for appealing that decision, though.