The medical benefits available through workers' compensation are very valuable to injured workers. Unlike traditional health insurance, the benefits available through workers' compensation generally cover all of someone's costs rather rendering injured employees responsible for a portion of their...
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Workers’ Compensation
Does workers’ compensation cover permanent injuries in Texas?
If you have been injured at work in Texas and suffered a permanent disability, you may be entitled to lifetime injury benefits (LIBs). These workers' compensation benefits provide 75% of your average weekly wage for life, with a 3% annual increase. A successful claim can help you cover your...
Is there a deadline for reporting a workplace injury?
If you get injured on the job, you know that you need to report that injury to your employer. This is an important step in seeking workers’ comp benefits. The company needs to know that you were injured on the job, and as much information as can be provided is beneficial, especially in showing...
What is a Texas “non-subscriber” for workers’ comp?
In most states, workers’ compensation coverage is mandatory for most employers – but not so in Texas. Employers can either be “subscribers” or “non-subscribers” to the system. Even though recent information says that 83% of Texas workers are covered under workers’ comp, many “big box” company...
¿Qué tipos de beneficios vienen con la indemnización al trabajador?
Una lesión laboral es uno de esos eventos en la vida que, con suerte, sólo tendrá que enfrentar una vez en la vida. La agonía física, la incertidumbre financiera, y el estrés emocional que crea una lesión laboral en el trabajador y su familia son tremendos, y puede ser fácil perder la esperanza de...
4 types of workers’ compensation benefits
Workers’ compensation serves as insurance coverage for workers who suffer on-the-job injuries or work-related illnesses. The availability of workers’ compensation is one of the primary reasons why workers should always report injuries and illnesses right away. Understanding the benefits that...
Can you get workers’ comp for a commuting accident?
For many workers, the most dangerous thing that they have to do is to drive to work in the morning or drive home at night. Their commute, which may happen at rush-hour, drastically increases the odds that they will be involved in a car accident. That may be more dangerous than anything they would...
How to prove your injury happened at work
When you are injured in the line of duty, you may need to prove the injury is work-related. Your employer's insurance company may argue otherwise if you lack evidence to connect the injury with your work activities. Thus, it's crucial to understand the best moves to make to strengthen your claim....
Evidence you need for a workers’ compensation claim
Different elements at work can injure you, whether you work at a construction site or in an office. If this happens, you may be eligible to file a workers' compensation claim. However, to receive compensation, you will need evidence to prove you suffered a work-related injury. This guide discusses...
Why you shouldn’t go to the doctor your employer refers you to
When you are injured at work, you should get medical help to determine the extent of your injuries and prevent the condition from worsening. According to Texas laws, your employer should provide you with a list of doctors from which you can select one. And unless stated otherwise by Texas Workers'...