If you have been injured at work in Texas and suffered a permanent disability, you may be entitled to lifetime injury benefits (LIBs). These workers’ compensation benefits provide 75% of your average weekly wage for life, with a 3% annual increase. A successful claim can help you cover your medical expenses, lost income and living costs.
But how do you know if you qualify for LIBs? And what can you do if your claim for these benefits fails? You can find answers to some of your questions below.
Lifetime injury benefits may be available to employees who suffer specific severe and permanent injuries in the workplace. These injuries include:
If you have any of these injuries, you may be eligible for LIBs. However, you must prove you suffered the injury while performing your work duties.
You have the right to appeal if the insurance carrier denies your request for LIBs. As you might expect, this is a complicated process that involves documentation, evidence-gathering and possible meetings with the insurance carrier. Legal guidance can help you meet the eligibility requirements for your LIB claim and ensure you make no filing errors.